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Accounts Receivable

The Accounts Receivable form CM 00 66 provides coverage for loss resulting from the insured's inability to collect amounts due from customers due to loss or damage to the insured's records.

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Circular Tracker 5-1-2025

A summary of the ISO Circular for May 1, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

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Flooding Rains, Water Backup, Discharge or Overflow

Water presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.

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