Insurance Coverage Q&A: Insured's Mid-Term Cancellation Is Short-Rated
This question deals with the reasoning behind why an insured's mid-term cancellation is short-rated rather than pro-rated.
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Florida Enacts Sweeping Tort Reform Legislation, Raising Barriers to Insurance Coverage Claims
Florida's recent "tort reform" bill has upped the ante for policyholders seeking to hold insurance companies accountable for bad faith.
Read Full ArticleFlorida Autonomous Vehicles Bill
Explains the new Florida law allowing autonomous vehicles on the road without a safety driver effective July 1, 2019.
Read Full ArticleAxis Pro Ins Policy
AXIS® PRO Insurance PolicyFebruary 7, 2011Multimedia Liability Policy1. INTRODUCTIONThis policy addresses the liabilities that arise…
Read Full ArticleHO 00 14 Homeowners 14 – Contents Comprehensive Form Part 4 Conditions Section I Analysis
In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the fourth of five articles analyzing the form discussing Conditions under Section I.
Read Full ArticleHO 04 77 03 22 Ordinance or Law Increased Amount of Coverage
he ISO form HO 04 77 03 22 Ordinance or Law Increased Amount of Coverage may be used with the HO 00 04 tenants or HO 00 06 condominium owners form to increase the amount of coverage for Ordinance or Law.
Read Full ArticleInsurance Coverage Q&A of the Week: The Occupany or Vacancy Provision
What is occupancy in relation to the 60-day vacancy provision in the dwelling fire policy?
Read Full ArticleDepreciation Amount Witheld by Insurer
Depreciation Amount Withheld by Insurer We are public adjusters, and we have a commercial insured with a CP 00 10 04 02. The insured had a covered total…
Read Full ArticlePestmaster Servs. v. Travelers Cas. & Sur. Co. of Am.
"The litigation trends in the cyber insurance space confirm the need for policyholders to review the wording of their policies carefully with their risk managers, brokers, and advisers," say Cindy Jordano and Adam Ziffer of Cohen Ziffer Frenchman & McKenna.
Read Full ArticleMany Homeowners and Renters Would Consider Letting Insurers Receive Information Through a Smart Home Device, Survey Finds
Nearly half of all homeowners and renters in the United States would consider allowing their insurance company to receive information about the status…
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