Yet Another Reason for Flood Insurance
This article discusses flooding from rivers, snow melt, and wildfires.
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Workers Compensation, Personal Errand, and Medical Payments
Workers Compensation, Personal Errand, and Medical Payments Q An employee of one of our insureds was to attend a business meeting on her employer's…
Read Full ArticleGoldberger v. State Farm Fire and Cas. Co.
The court found that an insurance policy exclusion for "domestic animals" can be interpreted in two different ways.
Read Full ArticlePfizer Inc. v. United States Specialty Ins. Co.
The decision reinforces that claims must be 'fundamentally identical' for prior notice exclusions to apply.
Read Full ArticleBailees Customers Coverage Form
Bailees Customers Coverage FormIncludes copyrighted material of Insurance Services Office, Inc., with its permission. March…
Read Full ArticleCare, Custody, or Control Exclusion and Removal of Vehicle
The insured moved an ex-employee's car with a forklift. The car was damaged. Does the care, custody, or control exclusion apply to the PD claim?
Read Full ArticleFood Spoliation Is a Consequential Loss
Food Spoliation Is a Consequential Loss Our insured butcher suffered a spoilage loss due to a recent windstorm that caused the store to loose full power…
Read Full ArticleNew Mexico Requires Replacement Cost on Residential Property Insurance
A reminder to insurers on New Mexico statutes.
Read Full ArticleMosquito Transmitted Diseases And Hurricanes
Mosquito Transmitted Diseases And Hurricanes October 23, 2017 Based on the information gathered after Hurricane Katrina, in the aftermath of…
Read Full ArticleStandard Homeowners Endorsements Discussed - Part 11
The final part in a series of articles discussing endorsements available for the ISO homeowners 2022 program. This article discusses endorsements HO 24 71 to HO 34 03.
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