"Your Product" Defined
“Your Product” Defined September 1, 2014 Our agency insures a plumbing concern in Michigan. They installed a new sump pump that was faulty…
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IN FLORIDA, BAD FAITH CLAIMS ARE CONTRACT VIOLATIONS, NOT TORTS
The U.S. Court of Appeals for the 11th Circuit has ruled that the lower court erred when it dismissed a complaint made by the insured against its insurer…
Read Full ArticleInsurance Coverage Q&A: Repairs to Pipe Not Covered
Discusses repairs to pipe that caused water damage to rest of building.
Read Full ArticleSummary Comparison Worksheet Selected Risks UB-3 10-80
Summary Comparison Worksheet Selected Risks UB-3 10-80 indicating available coverages in the policy form.
Read Full ArticleNonowned Auto Definition in Dispute
Nonowned Auto Definition in Dispute July 6, 2015 The Cowins brought an equitable garnishment action against Shelter Mutual Insurance…
Read Full ArticleCan Insurer Depreciate Both Labor and Materials in NC?
A North Carolina Court has held that the term Actual Cash Value (ACV) is unambiguous and can include depreciation for both labor and material costs.
Read Full ArticleProtective Services or Devices Issues
December 3, 2014 We have just come from a meeting with one of our companies that is ISO-based. They were discussing an endorsement that is associated…
Read Full ArticleGlass Breakage and Locked Auto
Glass Breakage and a Locked Auto Our insured locked her keys in her car while it was running and decided to break the door window. I thought this should…
Read Full ArticleCG 00 39 10 93 Pollution Liability Coverage Form - Designated Sites
CG 00 39 10 93 Pollution Liability Coverage Form - Designated Sites, October 1993 Edition
Read Full ArticleWater Back-up Due to Power Outage at Treatment Plant
We have an ISO form policy. HO 00 03 04-91, special form. The town our insured is in sustained heavy wet snows totaling about 16". …
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