Building or Structure?

Discusses court cases related to determining if something is a building or structure, and the difference between the two.

Examination Under Oath (EUO) and the Duty to Cooperate

Examination under Oath (EUO) and the Duty to CooperateThe carrier has demanded that our insured produce employees for an examination under oath.…

Appraised Amount of Loss or Actual Cost of Repair Controversy

Appraised Amount of Loss or Actual Cost of Repair Controversy This is an appeal from the grant of summary judgment against the insureds. The insureds…

Circular Tracker 12-22-25

A summary of the ISO Circular for December 22, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

2021 Auto Insurance Complaint Rankings

In this edition of his Insurance Law column, Jonathan A. Dachs reports on the State of New York Department of Financial Services' recently published 2021 Automobile Insurance Complaint Rankings.

Circular Tracker 1-13-26

A summary of the ISO Circular for January 12, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

FL 04 12 09 03 Personal Liability

FL 04 12 09 03 Personal Liability, September 2003 Edition

CG 29 60 06 15 Exclusion - Unmanned Aircraft

Permissive Driver and Rented Car Exposure

Coverage question related to an unlisted driver on a rental agreement.

AAIS Commercial Umbrella Program

Commercial Umbrella Program June 2004 AAIS Coverage Form Summary: The American Association of Insurance Services (AAIS) offers…