Phantom Passengers and Pre-existing Damage

A British couple pads their auto claim.

Skillett v. Allstate Fire and Cas. Ins. Co.

In a highly anticipated decision, the court held that a Colorado law that allows claimants to collect double coverage if a claim is unreasonably denied or delayed does not allow plaintiffs to hold claims adjusters personally liable.

Homeowners Section I—Archived Article

ISO Homeowners Section I—Archived Article May, 2003 Property Coverage Agreements Summary: These pages examine section I (property) homeowners…

California Issues Moratorium on Insurers Canceling Policies

The moratorium comes after hundreds of thousands of homeowner-insureds were dropped by their insurers in 2019.

Self-Insured Retentions, Part Two

Self-Insured Retentions, Part Two   An Examination of the Use and Problems   March 18, 2013   Summary: This second and concluding part…

CG 21 08 05 14 Exclusion - Access or Disclosure of Confidential or Personal Information (Coverage B Only)

PP 03 03 09 18 Towing And Labor Costs Coverage

PP 03 03 09 18 Towing And Labor Costs Coverage Personal Auto Policy endorsement

Ensuing Loss

The ensuing loss exception to certain perils.

State Insurance Departments COVID-19 Update – Interactive Map

Updated daily, provides an overview of the ISO optional endorsements providing business interruption coverage for COVID-19 disruptions and constant updates from insurance departments as they issue bulletins.

Ohio Supreme Court: Duty Arose When Insurance Policy was Issued, Not When the Breach of Duty Occurred

Ohio Supreme Court: Duty Arose when Insurance Policy was Issued, Not When the Breach of Duty Occurred   March 12, 2018   The Ohio Supreme…