Food Contamination Coverage
Discusses the need for food contamination coverage and the coverage provided by the BOP endorsement BP 04 31, Food Contamination Endorsement.
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Subrogation on D&O Policy
Subrogation May 3, 2011 Most D&O policy forms contain a subrogation provision within the Conditions section stating that when an insurer has made…
Read Full ArticleNY hitches Supplemental Spousal Liability to Auto Policies
It is automatically included in all policies, including for unmarried consumers.
Read Full ArticleDecaying Raccoons-Rodents or Not
Under Homeowners form, questions if decaying racoon is a rodent for purpose of coverage determination.
Read Full ArticleNew York Amends Regulation on Private Passenger and Commercial Automobile Statistical Plans
A discussion of a bulletin published by the NY Department of Financial Services announcing the amendment and it's provisions.
Read Full ArticleCG 20 32 01 96 Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured
CG 20 32 01 96 Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured, January 1996 Edition
Read Full ArticleCollision of Fine Arts
Collision of Fine Arts May 3, 2012 The insured has wine goblets and wine glasses scheduled under the HO 04 61 04 91, Scheduled Personal Property Endorsement.…
Read Full ArticleInsurance Coverage Q&A: Insurance Low Voltage Damage Resulting from Downed Power Lines Off-Premises Not Covered
Tree causes downed power lines and resulting low voltage, damaging property. Is this covered?
Read Full ArticleTrailer Covered as Business Personal Property or Storage Shed?
Trailer Covered as Business Personal Property or Storage Shed? January 9, 2013 Our insured's policy excludes trailers as business personal property.…
Read Full ArticleInvasion of Privacy and the TCPA
Invasion of Privacy and the TCPA The insured office supply company brought an action seeking a declaration that its insurer had a duty to defend the…
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