Fraud of the Week: Timing is Everything

When you should have changed coverages before the loss occurred.

BP 14 13 01 10 Seed Merchants - Coverage For Erroneous Delivery Or Mixture (Resulting Failure Of Seed To Germinate Not Included)

BP 14 13 01 10 Seed Merchants - Coverage For Erroneous Delivery Or Mixture (Resulting Failure Of Seed To Germinate Not Included) businessowners endorsement.

AAIS Farm Personal Liability

The AAIS form GL-2 Ed 2.0 is used to provide farm personal liability coverage for liability exposures on the insured premises and personal activities.

Driver was Not Occupying Parked Car While Walking To The Vehicle

The Supreme Court of New Hampshire ruled that a man was not entitled to coverage under his automobile insurance policy for injuries he suffered when he was struck by an uninsured vehicle while crossing a street to his own parked car.

Transcontinental Commercial Catastrophe Umbrella Third Party Occurrence-Based Form Summary Comparison Worksheet

Transcontinental Commercial Catastrophe Umbrella Third Party Analysis, December 1985 Edition

Latent Defect Exclusion

Latent Defect Exclusion Q Our insured's walls were painted red years ago. Some time thereafter, the walls were papered. Recently, our insured had…

CP 02 99 06 07 Cancellation Changes

CP 02 99 06 07 Cancellation Changes, June 2007 edition

Appliances and Coverage

The settlement language in our policy reads: .... Carpeting, built-in or permanently installed domestic appliances, awnings, outdoor antennas…

CG 23 01 04 13 Exclusion - Real Estate Agents or Brokers Errors or Omissions

Circular Tracker 4-3-26

A summary of the ISO Circular for April 3, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.