Idaho – Property Insurance Market Data Call

A discussion of a bulletin published by the Idaho DOI informing insurers of the data call.

Coverage Territory Limitation Excludes Coverage of Negligent Hiring Claims

Coverage Territory Limitation Excludes Coverage of Negligent Hiring Claims   CACI International appealed a district court's decision that its insurer,…

Lloyd's of London Releases Plans for 2021 Growth, Digital Strategy

Blueprint Two outlines the next phase of Lloyd's strategy to build the world's most advanced insurance marketplace.

CG 20 43 12 19 Additional Insured - Automatic Status When Required in Written Contract or Agreement

"Earth Movement" Exclusion Ambiguous

“Earth Movement” Exclusion Ambiguous   In Pioneer Tower Owners Ass'n v. State Farm Fire & Cas. Co., 2009 WL 1148649 (N.Y.), the…

No Damages for Resident's Fall and Resulting Brain Injury at Housing Complex

Plaintiff's expert architect opined that the sidewalk's surface was not even, and his counsel argued that the uneven surface constituted a hazard.

CA 20 11 10 13 Leasing or Rental Concerns - Exclusion of Certain Leased Autos

The ISO CA 20 11 10 13 Leasing or Rental Concerns - Exclusion of Certain Leased Autos that can be attached to the Business Auto Coverage Form or the Motor Carrier Coverage Form.

Additional Living Expense and Delay in Settlement

Discusses delay in construction and settlement and payment of ALE.

Private Securities Litigation Reform Act of 1995

Private Securities Litigation Reform Act of 1995 October 2004 The following is an expanded discussion of the Private Securities Litigation Reform Act.…

Circular Tracker 8-4-2025

A summary of the ISO Circular for August 4, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.