Circular Tracker 7-24-2025
A summary of the ISO Circular for July 24, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
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Mold Damage and Condensation under Homeowners Policy
A question of coverage for mold damage as a result of condensation over time.
Read Full ArticleRepeated Exposure to Asbestos-Containing Products an “Occurrence” under Liability Policies
This article discusses an insurer's duty to defend and indemnify its insureds in asbestos-related lawsuits.
Read Full ArticleMississippi Supreme Court Finds Pollution Exclusion to be Ambiguous
The Mississippi Supreme Court has found the pollution exclusion to be ambiguous because it was found to be susceptible to more than one reasonable interpretation.
Read Full ArticleCinemark Holdings, Inc. v. Factory Mut. Ins. Co.
The plaintiffs sought leave to amend their complaint, but the insurer argued that an amendment would be both futile and unduly prejudicial.
Read Full ArticleTop 10 Eye on the Experts Articles from FC&S Legal for January
Here are the Top 10 Eye on the Experts articles from FC&S Legal for January: A Warning Signal for Auto Insurers…
Read Full ArticleCommercial Catastrophe Umbrella Third-Party Liability, CNA Insurance Group, August 1986
CNA Insurance Group Commercial Catastrophe Umbrella Third Party Liability Form G-56155-A, August 1986 Edition
Read Full ArticleWater Damage Covered; Pipe Damage Not Covered
Exception to wear and tear exclusion provided coverage for water damage from a broken pipe; damage to the pipe was not covered.
Read Full ArticleSpecial Limits and Fine Arts
Special Limits and Fine Arts Regarding the HO 3, please confirm there are no Special Limits of Liability under Contents for Fine Arts, artwork, etc…
Read Full ArticleWater Backup of Sewer Caused by Flooding
Discusses a sewer backup due to local flooding.
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