Cancellation of Policy Effective to Block Claim?
Cancellation of Policy Effective to Block Claim? A personal auto policy holder decides to withhold notice of a claim because he feels that an outstanding…
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Collision or Comprehensive Loss: Car Falls through Ice
A question of applicable coverage when car drives into lake and subsequently leaks oil into the water.
Read Full ArticleArson Red Flags
This checklist provides various behaviors/actions/situations that could indicate arson was the cause of loss.
Read Full ArticleDiminished Value
Is the mileage that thieves put on a car they stole diminished value?
Read Full ArticleComprehensive or Collision Loss under PAP
Is there coverage for auto damage resulting from the insured driving across wet paint on the road?
Read Full ArticleAirbags and Additional Payments
A Pennsylvania subscriber asks about coverage for deployed airbags.
Read Full ArticleComprehensive or Collision Coverage
When a vehicle encounters water, should it be covered by collision or comprehensive coverage?
Read Full ArticleCircular Tracker 3-28-2025
A summary of the ISO Circular for March 28, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleTowing and Labor Costs
Towing and Labor Costs April 25, 2016 Our insured locked his keys in his car and had to have a locksmith open his door. Would the cost of the locksmith…
Read Full ArticleResidual Markets 2024
A listing of residual market plans by state, including auto, FAIR, and beach plans if available.
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