Circular Tracker 9-25-2024
A summary of the ISO Circular for September 25, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
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Fraud of the Week: Did I Really Need that Treatment?
Major carrier discovers ring of doctors charging for unnecessary procedures.
Read Full ArticleMaterial Misrepresentation
This article appears in the October 2019 edition of Claims Magazine, and defines and explains material misrepresentation.
Read Full ArticleLivestock Roundup Covered by Auto Policy?
Livestock Roundup Covered by Auto Policy? We recently had a claim where our insured was towing a stock trailer with his pickup truck and had an accident.…
Read Full ArticleFraud of the Week: Buying a Policy after a Loss
An insured once again buys a policy after a loss and makes a claim for an event that happened earlier.
Read Full ArticleDeductible—Per Vehicle or Per Loss?
Deductible—Per Vehicle or Per Loss? Our personal auto policy insured was towing his own vehicle behind his own motor home. During the course of…
Read Full ArticleCircular Tracker 4-2-2025
A summary of the ISO Circular for April 2, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleRental Vehicle Not Used by Insured
Rental Vehicle Not Used by Insured Our insured rented a vehicle from a rental company, and turned it over to another person. He had no intention of…
Read Full ArticleCircular Tracker 4-15-2025
A summary of the ISO Circular for April 15, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleInsurer Fails to get High Costing Bad Faith Judgment Overturned
A federal district court in Georgia has denied an insurance company's motion to overrule a bad faith judgment of over $2,750,000.
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