Circular Tracker 2-28-2025

A summary of the ISO Circular for February 28, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Michigan Insurance Department Bulletin on Kias and Hyundais

The Michigan Insurance Department is the lastest department to address coverage issues for certain Kia and Hyundai vehicles.

Insurance Coverage Q&A: Human Error and Contamination

When a mistake results in damage, is there coverage for mechanical breakdown?

Insurance Coverage Q & A of the Week – Insured in More States than the Insurer is Available In

When the insured is in more states than the insurer, how does an insured balance requirements for newly added vehicles?

CA 27 14 12 19 Cannabis Exclusion With Hemp And Lessor Risk Exception For General Liability Coverages

This ISO endorsement CA 27 14 12 19 Cannabis Exclusion With Hemp And Lessor Risk Exception For General Liability Coverages can be used with the Auto Dealers Coverage Form.

CA 27 22 09 22 Sexual Abuse Or Sexual Molestation Exclusion For General Liability And Acts, Errors Or Omissions Liability Coverages

Insurance Coverage Q & A: Cleanup of Vehicle Fluids

When fluids leak from a vehicle after an accident, is there coverage for cleanup of those fluids?

CA 04 44 10 13 Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)

CA 04 44 10 13 Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation), October 2013 Edition. It can be attached to the Auto Dealers Coverage Form, the Business Auto Coverage Form, and the Motor Carrier Coverage Form.

Beyond the Hype - The True Hazards of Autonomous Vehicles Webinar 9-17

A recording of the Beyond the Hype - The True Hazards of Autonomous Vehicles Webinar presented by the editors on 9-17-2025.

CA 25 67 10 13 Extended Reporting Period Endorsement For Employee Benefits Liability Coverage

The ISO endorsement CA 25 67 10 13 Extended Reporting Period Endorsement For Employee Benefits Liability Coverage can be used with the Employee Benefits Liability Coverage endorsement.