Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.

Alert Icon

Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


February 22, 2021

When a restaurant has a loss but receives a government loan, where does business income coverage fit in?

February 15, 2021

Questions whether coverage under a Printers E&O policy will cover box replacements in a situation where the original boxes were not packed according to industry standards.

February 08, 2021

This Q&A deals with the age old question, is it covered under comprehensive or collision.

February 03, 2021

CU 21 87 12 20 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability Limited Bodily Injury Exception Not Included

February 01, 2021

This Q&A discusses an insurer's request for a proof of loss before allowing an appraisal to proceed.

January 25, 2021

Electric bicycles - is there coverage for them under the homeowners policies?

January 19, 2021

Questions whether an insured can cap the amount of liability under a tenant lease when insured under the CGL.

January 11, 2021

Discusses the impact of the cross suits exclusion in excluding all inter-company suits.

Presents several claim questions regarding ice damming as a cause of loss on commercial properties.

January 04, 2021

Discusses payment for storage of contents when limits are exceeded.