Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


April 05, 2021

Caused by or resulting from in business income coverage - can someone explain the difference?

March 29, 2021

Discusses coverage when an other structure holding solar panels essential for power to the dwelling doesn't meet the policy definition of building structure, which determines coverage for the damage.

March 23, 2021

This Q&A looks at damage that occurred after incorrect fuel was accidental put into the fuel tank, causing the engine to seize.

March 15, 2021

This Q&A addresses settlement and matching when guaranteed replacement cost provisions also apply.

March 08, 2021

What happens when an insured installs panels that then buckle and need to be replaced.

March 02, 2021

Discusses manhole explosions and coverage for loss or damage under personal and commercial lines.

March 01, 2021

An insured takes drastic measures during a storm; is there coverage for intentional damage?

February 22, 2021

When a restaurant has a loss but receives a government loan, where does business income coverage fit in?

February 15, 2021

Questions whether coverage under a Printers E&O policy will cover box replacements in a situation where the original boxes were not packed according to industry standards.

February 08, 2021

This Q&A deals with the age old question, is it covered under comprehensive or collision.