Additional Insured Status for Manufacturer Questioned

March 10, 2016

We have been using the Additional Insured Vendors Endorsement in the following situation. The manufacturer of the product wants the retailer (our insured) to name it as an additional insured on the retailer's general liability policy, so we used the vendors endorsement. Is this correct?

Ohio Subscriber

The Additional Insured Vendors Endorsement, CG 20 15, is for the manufacturer or distributor that adds the retailer or other vendor to the general liability policy of the manufacturer or distributor as an additional insured. Your situation is the opposite of this.

If the manufacturer wants to be named as an additional insured on your insured's liability policy, you might try using the Additional Insured Designated Person or Organization Endorsement, CG 20 26. This endorsement is designed to provide protection to a person or organization whose status may not otherwise qualify for one of the other additional insured endorsements. Or, you might try a manuscript endorsement that will satisfy the intentions of the parties involved.