FC&S Legal has published “Mind the Gaps: Path to Privacy and Cyber Related Insurance Coverage Remains Uncertain” in its flagship publication, the Insurance Coverage Law Report.
In several high profile coverage cases over the past few years, policyholders and insurance companies have battled over whether well-worn exclusions and coverage clauses in commercial general liability policies and directors and officers policies allow coverage for a number of risks unique to the cyber information and communication age. This article, by Anthony P. Tatum, Shelby S. Guilbert, and Andrew M.W. Mutter, attorneys at King & Spalding, reviews cases that highlight the importance of carefully assessing risk and reviewing company insurance policies to make sure significant gaps are closed and that the language of the policies does not lend itself to “gotcha” denials by insurers when a company needs coverage most.