Drivers for Lyft, a ridesharing company, now have access to an auto insurance policy tailored specifically for Lyft drivers in California. Offered by MetLife Auto & Home, the policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas, and Washington earlier this year.

MetLife said that the policy contains an endorsement that offers coverage for rideshare drivers at every stage of the trip: while the driver is logged into the app and waiting for a passenger request, is en route to pick up a passenger, and during the trip with the passenger. Premiums applicable to the policy endorsement will vary based on the mileage driven in the Lyft program.

“Even as the use of rideshare apps continues to expand across the U.S., questions remain for individuals who may want to supplement their income by driving for a transportation network company,” said Jean Vernor, the senior vice president of MetLife Direct, adding, “the MetLife Auto & Home program helps to answer questions such as, 'When does the rideshare company's insurance step in?' and 'Which company do I call if I have a claim: my personal insurance, or the rideshare company's?' With this endorsement from MetLife Auto & Home, Lyft drivers have more peace of mind, and a simpler process when they have a claim or a coverage question.”