In the first part of a multi-part article that appears in the December 2013-January 2014 issue of the Insurance Coverage Law Report, Randall L. Smith, an attorney at Cohn & Lambert, and Justin R. Goodman, a partner at Lubel Voyles LLP, explore observations that the commercial general liability insurance policy has been trending for decades toward ever more narrow cover and ask whether the classification limitation endorsement (“classification endorsement”) is part of a particular direction toward the contraction of coverage under this policy.

