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The order tasks the insurance commissioner with improving the rate approval process, a long-time sticking point with carriers in the state.

The one-year moratorium will impact more than 15,000 policyholders in Del Norte and Siskiyou counties.

'We came so close,' said general counsel for the Independent Insurance Agents & Brokers of California.

More than 8% of Louisianans were displaced by a natural disaster last year, compared to a nationwide average of 1.6%.

Berkshire Hathaway's AmGUARD as well as Falls Lake Fire & Casualty are pulling out of the state's beleaguered home insurance sector.

The independent agent channel placed 63% of the P&C insurance written in the U.S. in 2022, according to a recent report from the Big "I".

Insurance is stocked with smart people who must forge a fresh path without zapping policyholder financial security.

Increased wildfire risks, economics and an inability to increase coverage rates as needed are leaving California homeowners exposed.