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A lower court ruled that the policy's definition of 'insured person' was an 'escape clause' and unenforceable.
The estimated total premium for 2015 is $167 million, which is a 3% drop from $172 million in 2014.
Sarah E. Pacini, vice president of risk management and insurance with Advocate Health Care in Oak Brook, Ill., says now is actually a good time to buy coverage.
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