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The business shortchanged its workers' comp carrier more than $127,000 in premiums by underreporting payroll.
Progressive admitted liability but contested the damages arguing that two years after the crash, the plaintiff was well enough to compete in horseback riding competitions and the injuries were not severe.
The case is a cautionary tale for insurance companies refusing to tender policy limits in a timely manner, plaintiff counsel suggested.
More than half of homeowners fail to take simple steps to mitigate the risks posed by natural catastrophes.
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