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'Minimal' rate increases are on the way for Florida homeowners.

The Florida OIR says it is terminating a 1.3% assessment on property policies 18 months ahead of schedule.

The Florida OIR says it is terminating a 1.3% assessment on property policies 18 months ahead of schedule.

Legislation establishing a national catastrophe fund has again been introduced in the House, and has again drawn the ire of perennial critics.

Legislation establishing a national catastrophe fund has again been introduced in the House, and has again drawn the ire of perennial critics.

Superstorm Sandy certainly earned its name: The combination hurricane/noreaster spawned high winds and high water, flooding lower Manhattan, erasing landmarks from the Jersey Shore and dumping three feet of snow in West Virginia.

Because Superstorm Sandy is an example of how hurricanes (or any natural disaster, for that matter) don't pick favorites, a National Catastrophe Fund is needed to spread risk.

Because Superstorm Sandy is an example of how hurricanes (or any natural disaster, for that matter) don't pick favorites, a National Catastrophe Fund is needed to spread risk.