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Is it luck or talent for the insurance industry? Alirt Insurance Research, in its 2015 review, notes insurers posted a combined ratio under 100 for the third year in a row. It's also the first time since the 1970s in which the industry has shown three back-to-back years of underwriting...

For the first time since the 1970s, the industry has shown three consecutive years of underwriting profit.

P&C insurance companies improved slightly in the first half of 2015, according to the latest P&C results from ALIRT.

P&C insurance companies improved slightly in the first half of 2015, according to the latest P&C results from ALIRT.

Underwriting and operating results were weaker than in 2013, but still above historical averages.

Despite advances in weather technology, storm predictions are still difficult.

Despite advances in weather technology, storm predictions are still difficult.

How long can commercial-lines insurers use the low-interest-rate environment as justification for rate hikes? ALIRT Insurance Research says not much longer. The firm also breaks down Q1 results for its composite of U.S. P&C carriers.