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Insurers in the European Union face a "comprehensive" stress test next year with risks from low interest rates a key focus, the bloc's insurance watchdog said on Monday.

The United States could improve how it spots and prevents risks in the financial system from turning into destabilising crises, a global regulatory task force said.

Members of Congress are demanding that FEMA finesse the impact of steep flood insurance premium increases mandated by a 2012 law even as a key government watchdog lauded the agency's efforts to ensure that rates reflect risks.

Swinton, one of Britain's biggest high street insurance brokers, has been fined 7.4 million pounds ($11.2 million) for aggressive sales tactics, the Financial Conduct Authority said on Tuesday.

Members of Congress are demanding that the Federal Emergency Management Agency finesse the impact of steep flood insurance premium increases mandated by a 2012 law even as a key government watchdog lauded FEMA for its efforts to ensure that flood insurance rates reflect risks.

Members of Congress are demanding that the Federal Emergency Management Agency finesse the impact of steep flood insurance premium increases mandated by a 2012 law even as a key government watchdog lauded FEMA for its efforts to ensure that flood insurance rates reflect risks.

For European insurers frustrated that "cyber crime" policies have so far failed to find a ready market among sceptical companies, hope may be at hand.

For European insurers frustrated that "cyber crime" policies have so far failed to find a ready market among sceptical companies, hope may be at hand.