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While most Western U.S. homeowners worry about wildfires, more than half have never discussed the risk with their insurance provider.

Retirement plan access and participation vary by state, with low-wage workers disproportionately left out everywhere.

The U.S. hospitalization rate for people with confirmed cases has started to climb from record lows in June.

Surety bonds are vital to the construction industry and can be a profit center for insurance agencies.

Forecasts say the wildfire threat is running a month ahead of schedule, which means there's daily potential for a flame to start.

Southern states typically have higher premiums, with one seeing rates more than 90% above the national average.

On average, the cost of workers' comp per employee is around $78 a month nationwide.

Known for their warm climates and cultural diversity, cities in the South and West dominate this year's list.