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When you inform your insurer about a loss impacts coverage

A federal court in New Jersey has ruled that losses stemming from an electrical outage caused by Sandy were not covered by the business insurance policy.

A federal court in New Jersey has ruled that losses stemming from an electrical outage caused by Sandy were not covered by the business insurance policy.

Bedrock Leasing Corp. filed its complaint to collect on part of the $10 million policy it held with Lexington Insurance Co. after a contractual two-year window for doing so had expired.

When negotiating an insurance claim, the parties often exchange emails. But when do those emails become a settlement and not just continued negotiations?

New York City communities, hard hit by Superstorm Sandy in 2012, face high costs for flood insurance, affecting the communities' resiliency.

More than four years later, FEMA's actions after Superstorm Sandy are still being challenged by property owners. The latest courtroom battle will be over FEMA's claims handling process and records disclosure.

More than four years later, FEMA's actions after Superstorm Sandy are still being challenged by property owners. The latest courtroom battle will be over FEMA's claims handling process and records disclosure.