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ORLANDO--Three organizations were honored today as winners in the third annual "National Underwriter Award For Excellence in Workers' Compensation Risk Management" program, sponsored by NCCI.

Despite poor financial results, competition among insurers continued to be intense in the second quarter, but depletion of capital signals rising commercial insurance rates ahead.

Despite poor financial results, competition among insurers continued to be high in the second quarter, but depletion of capital signals rising commercial insurance rates, according to the RIMS Benchmark Survey.

Despite poor financial results, competition among insurers continued to be high in the second quarter, but depletion of capital signals rising commercial insurance rates, according to the RIMS Benchmark Survey.

The average total cost of risk--made up of insurance premiums, retained losses and risk management administrative costs--fell 9.4 percent per $1,000 of revenue in 2008, according to the annual benchmark survey by the Risk and Insurance Management Society.

The average total cost of risk, made up of insurance premiums retained losses and risk management administrative costs, fell 9.4 percent per $1,000 of revenue in 2008, according to a survey.

Despite the economic crisis, insurance buyers can expect flat rates overall into the fourth quarter, according to the latest poll of risk managers.

Despite the economic crisis, insurance buyers can expect flat rates overall into the fourth quarter, according to the latest poll of risk managers.