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It's also worth noting that some potentially costly losses, such as damage from flooding or sinkholes, are excluded from traditional policies.

The insurance companies that rethink the quoting process from the customer perspective will be positioned for market growth.

Eroding insurance policies may diminish available limits, but they do not erode an insurer's duty to act in good faith.

Nearly 90% of Californians are without earthquake insurance. Here's what it will — and will not — cover.

AAIS representatives say their By-Peril Program will provide a solution to problems some Floridian carriers face.

Poor welding procedures allow the formation of cavities, causing welds to fail.

There are often multiple warning signs before a sinkhole opens up and creates havoc.

The economic costs of abnormally dry weather are substantial, and often have a ripple effect on the insurance industry.