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Renters insurance makes good sense for policyholders for a number of reasons.

Filing a second fire claim can increase home insurance rates by more than 40%.

Technology spending for college students in 2022 is expected to be 22% higher than in 2021.

Companies that learn how to rate their exposures more accurately will succeed in the long term.

Claims related to fire or lightning tend to be the most costly of all, with each averaging just over $77,000.

Insurance agents who cater to renters are often the first people called when those policyholders need homeowners' or business insurance.

NerdWallet rated renters insurance companies based on financial strength, customer experience and more.

When it comes to deciding whether to rent or own your home, your location can often have the largest impact on affordability.