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The challenges involved with operating a small insurance company may pale against those of giant, tier-one insurersunless, of course, you have to operate one of those small insurers with a staff of a dozen employees and confidence in the business partners you selected are up to the challenge.

Half of the chief financial officers at property insurance companies say they are near their limit for investment risk, yet roughly a third expect to become more aggressive in the next year, according to a study released on Monday that underlines the challenges that low interest rates pose to insurers.

Half of the chief financial officers at property insurance companies say they are near their limit for investment risk, yet roughly a third expect to become more aggressive in the next year, according to a study released on Monday that underlines the challenges that low interest rates pose to insurers.

ARIS Title Insurance Corp., which says it is the only underwriter of title insurance for fine art and other collectibles, has partnered with several of the top insurers in the art industry, including AXA Art Insurance Corp. and Aspen Insurance Co.

ARIS Title Insurance Corp., which says it is the only underwriter of title insurance for fine art and other collectibles, has partnered with several of the top insurers in the art industry, including AXA Art Insurance Corp. and Aspen Insurance Co.

Florida and Louisiana have reduced the number of high-risk policyholders covered by their state-run property insurers of last resort since 2008 while still leaving non-coastal property owners vulnerable.

The Insurance Information Institute warns that many state-run property insurance plans are on "shaky ground." Exacerbating the problem are the credit crunch and prolonged economic downturn.

State-run property insurers of last resort in some hurricane-exposed states "are on shaky ground" financially, the Insurance Information Institute warns.