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Recent legislation will not magically bring insurance companies back to the market overnight, but it can bring short-term relief and long-term stability.
Reinsurance, which is essentially insurance for insurers, helps drive the catastrophe-prone Florida insurance system.
An estimated $1.1 billion worth of damage was done to businesses during the recent unrest in France.
Researchers determined that two out of five homeowners in the U.S. worry they will soon fall victim to a weather event.
Citizens is expected to hit 1.7M policies with $654B in total insured value by the end of this year.
Insurance agents and brokers in the Golden State have little choice but to help clients navigate the situation.
McKinsey analysts suggest that insurers consider making alternative capital a core part of their capital-management strategy.
Underwriting has also tightened, particularly for properties on the coast or in areas prone to natural catastrophes.
California leads the country with the most wildfires and number of acres burned.
Insurance leaders often advise policyholders to beware of anyone who shows up unannounced right after a storm.