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Insurance and financial services pros can use this data to advise clients who are looking for affordable outposts.

"The majority's failure to recognize this ambiguity will result in a financial burden on insureds of limited economic means," Justice Jorge Labarga wrote.

Here's an extreme hypothetical that demonstrates how risk bias can negatively impact policyholders — and a solution.

An Arizona Court of Appeals concluded the Arizona Constitution never contemplated mental injuries when it used the term 'injury,' and the state's high court agreed.

"In order to hold in the manner in which you're arguing we would have to read 'purchase' to mean any change in coverage," said Justice Christine Donohue, who sits on the Pennsylvania Supreme Court bench.

A decision clarifying the roles of the employers-liability and excess carriers in a case involving a 'grave injury' was overdue.

The policy did not provide coverage for any claims arising out of injuries or death to shooters or their assistants.

The policies didn't define 'trade dress infringement' or 'trademark infringement,' but did distinguish the terms with their plain language.