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If you're lucky enough to live in one of these 10 U.S. states, you're paying the lowest premiums in the nation.

An Amtrak train collided with a tractor-trailer and derailed on Monday in Halifax, North Carolina.

An Amtrak train collided with a tractor-trailer and derailed on Monday in Halifax, North Carolina.

New Obrella study identifies the top states for pedestrian fatalities

Cary, N.C.-based The Pantry, Inc., has formed Cellarium Insurance Company, Inc., a pure captive insurance company.

Cary, N.C.-based The Pantry, Inc., has formed Cellarium Insurance Company, Inc., a pure captive insurance company.

North Carolina is joining the growing number of states allowing for the formation of captive entities within their borders.

Munich Re has sold a $500 million catastrophe bond to protect two North Carolina underwriting associations against hurricane losses, as insurers increasingly choose to cover risks with bonds rather than buying traditional reinsurance.