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This year's report provides an updated view of by-peril trends in the U.S. home insurance industry.
There have been over 1.7 million animal-related insurance claims since 2014.
Although seismic events can strike with little or no warning, major tremors are often separated by years or even decades.
The Cape Fear area in North Carolina has weathered worse storms than Florence.
As of Sept. 17, the storm had claimed at least 31 lives.
The lined earthen pits that hold treated waste had been a major environmental concern as unprecedented rain falls.
Preview the destruction caused by Hurricane Florence.
The deluge has already killed at least 13 people and left entire communities under water.
Catastrophic flash floods are likely in the Carolinas and Appalachians through early next week.
More than 20 inches of rain have drenched the region, and the total may reach 40 inches in some areas.
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