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In a fire, seconds count.

Every year fireworks cause serious injuries and substantial property damage. Are you covered in the worst-case scenarios?

More than $825 million in lightning claims was paid out last year to more than 100,000 policyholders, according to the Insurance Information Institute.

A survey conducted by The Hartford on fire safety and prevention behaviors provides some interesting insights for insurance agents and their clients.

Structure fires caused a total of $10.3 billion in damage in 2015 with the majority of the losses sustained by residential properties ($7.2 billion).

Wildfires and heat waves caused $1.9 billion in insured losses in 2015.

Just like the scouts, homeowners must always be prepared for some dangers.

When people think of homeowners' insurance claims they often associate them with major disasters, but many losses are entirely preventable.