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When a passenger fell out of a wheelchair accessible ambulance van because the van driver forgot to secure him, both the Commercial Auto policy and Professional Liabilty applied.

An excess insurer also doesn't have to initiate settlement negotiations, says the 10th Circuit.

Medical professional liability insurers are at a sweet spot in their underwriting cycle. For insurers, it's a place where loss ratios are low, capital is plentiful--and in this case premiums, though under pressure, are only slightly off their peak.

Medical professional liability insurers are at a sweet spot in their underwriting cycle. For insurers, it's a place where loss ratios are low, capital is plentiful--and in this case premiums, though under pressure, are only slightly off their peak.

If prior instances of contamination related to products made in China prove to be any indication, then these recent discoveries of cadmium-tainted children's jewelry are likely to result in extensive litigation.

The discovery of cadmium in jewelry is likely to lead to significant exposure for jewelry distributors and retailers, as well as their liability insurers.

With fewer hurdles to face in bringing lawsuits against employee benefit plan fiduciaries than against directors and officers, more victims of Ponzi schemes will file pension liability suits, a legal expert predicted recently.

With the prospect of nearly $2 billion in professional liability claim payments looming from the litigation fallout of a Ponzi scheme orchestrated by Bernard Madoff, directors and officers insurers