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Homeowners can still recover prevailing-party fees if they file lawsuits directly against insurers, but the contractors cannot.

The company received notice from Demotech of its intention to withdraw the insurer's financial stability rating.

The latest P&C industry personnel news from Alexander & Schmidt, McGriff , Corvus Insurance and more.

Demand is up more than 50% and rates for higher-risk businesses are up double-digits in the past 12 months.

The filing listed a series of issues, including saying that the insurer's "assets if made immediately available are insufficient to pay all of its liabilities."

United Property & Casualty Insurance Co. was one of three insurers downgraded by the Demotech ratings agency amid widespread financial troubles in the state's property-insurance market.

In neighboring West Virginia, a state of emergency was declared in six counties.

TPLF is a money-making scheme that turns our civil justice system into 'a casino.'