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The NAIC said it has serious concerns about the timing, necessity and complexity of developing a risk-based global insurance capital standard given legal and regulatory differences around the globe, but that it intends to stay in the process rather than resist it.

The debate continues over a controversial Consumer Federation of America report released last month holding that only through Californias Proposition 103 has the state managed to control the cost of auto insuranceimplying that in most other states, oversight of auto insurance is lax, and rates are therefore too high.

The debate continues over a controversial Consumer Federation of America report released last month holding that only through Californias Proposition 103 has the state managed to control the cost of auto insuranceimplying that in most other states, oversight of auto insurance is lax, and rates are therefore too high.

An IRC study finds that the average auto-insurance expenditure in relation to median income has declined from the 1990s into the 2000s, but a consumer representative warns against confusing improvement with actual affordability.

An IRC study finds that the average auto-insurance expenditure in relation to median income has declined from the 1990s into the 2000s, but a consumer representative warns against confusing improvement with actual affordability.

SAP announces a cloud-based solution for tracking and analyzing Insurance Service Office (ISO) Circulars.

SAP announces a cloud-based solution for tracking and analyzing Insurance Service Office (ISO) Circulars.

With so many homes and businesses left exposed after Superstorm Sandy because their owners didnt buy flood insurance, perhaps its time to automatically include federal flood coverage in standard policies for certain properties, while giving buyers the right (and responsibility) to opt-out.