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A new sigma report notes that P&C business will become more volatile as portfolios shift to higher risk lines.

Cyber insurance rates increased around 20% for midsize and large companies, while small businesses saw rate growth of 7%.

The increase follows a period that saw rates fall year-on-year while cyber risks ratcheted up.

While most Western U.S. homeowners worry about wildfires, more than half have never discussed the risk with their insurance provider.

An analysis from risQ found that lower-income and non-white communities face a disproportionate burden of uninsured flood risk.

With the latest technology, insurance providers are monitoring the path of wildfires in real-time to identify future potential risks.

Research uncovered that these practices could reduce wildfire risks for some 81,000 homes near Tahoe National Forest.

Insurers are looking for ways to become more efficient, and 95% expect to accelerate their digital transformation efforts.