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Farm income is forecast to increase over last year, helped by insurance payouts from the crop-insurance program covering losses from the disastrous drought in much of the country, but insurance associations argue that the program is not a bailout that guarantees profits for farmers.

Farm income is forecast to increase over last year, helped by insurance payouts from the crop-insurance program covering losses from the disastrous drought in much of the country, but insurance associations argue that the program is not a bailout that guarantees profits for farmers.

If you look at a map of the United States, one could make a case that Joplin, Mo., is the heart of the country.

A year ago on May 22, a a tornado with winds of more than 200 mph ripped through Joplin, Mo. The state's insurance director discusses the industry's response since then.