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Florida politicians have referred to Demotech as a 'rogue agency.' Review how the rating agency works and why it has so much sway in Florida.

Citizens had 937,835 policies as of last Friday, up from 883,333 at the end of May.

Premiums across the state have doubled and in some cases tripled, according to a New Orleans-based agent.

Higher insurance settlements can lead to higher insurance premiums, as demonstrated in Florida's property market.

The state-backed Florida insurer has seen a huge uptick in policies the last two years, which has meant an increase in litigation costs, as well.

Examine the catalysts behind the Sunshine State's property insurance quagmire.

The litigation tests a new state law allowing homeowners the possibility of collecting insurance benefits as well as attorney fees and costs.

Southern states typically have higher premiums, with one seeing rates more than 90% above the national average.