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When the earth shakes, it gets our attention. But areas at risk that do not get periodic reminders may be lulled into a false sense of security.

When the earth shakes, it gets our attention. But areas at risk that do not get periodic reminders may be lulled into a false sense of security.

FEMA says Mississippi lacks standing to sue the federal government for raising flood insurance premium rates, and has not demonstrated that it will suffer imminent, irreparable injury absent an immediate delay in implementing the rate hikes.

The Mississippi Insurance Department has asked a federal court in Gulfport, Miss. for an injunction to delay flood insurance rate hikes scheduled to go into effect Oct. 1.

The Mississippi Insurance Department has asked a federal court in Gulfport, Miss. for an injunction to delay flood insurance rate hikes scheduled to go into effect Oct. 1.

The state's regulator is pressuring QBE to reduce rates by 35 percent and announced that Great American Assurance Company has reduced premiums by 28 percent in its forced-place program.

The state's regulator is pressuring QBE to reduce rates by 35 percent and announced that Great American Assurance Company has reduced premiums by 28 percent in its forced-place program.

With so many homes and businesses left exposed after Superstorm Sandy because their owners didnt buy flood insurance, perhaps its time to automatically include federal flood coverage in standard policies for certain properties, while giving buyers the right (and responsibility) to opt-out.