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As legislators fail, insolvencies mount, capacity grows tighter, and agents' jobs get increasingly tougher in the Sunshine State.
The insurance company, which has more than 32,000 policyholders, has been ordered to liquidate.
Under one plan, deductibles wouldn't apply if roofs are damaged in named hurricanes, homes are total losses or roofs can be repaired without being replaced.
Senate Bill 76 in Florida would revise statutes that govern attorney fees, roof coverage, notice periods for claims and more.
Supporters say the bill will hold down premiums, but opponents say it will hurt consumers and their ability to fight insurers in court.
It is gaining acceptance as a treatment method for conditions frequently seen in workers' compensation cases.
The 5.4% proposed reduction in 2020 rates is based on claims-experience data as of year-end 2018.
A South Dakota court is allowing a bad faith action to proceed after allegations the insurer mishandled a workers' comp claim.
The changes are intended to lessen the chances of errors in the filing of loss costs, which help determine workers' comp rates.
Is property damage covered under the standard personal auto insurance policy (PAP)? This and other car crash claims questions answered.
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