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Managing passwords has become so complex that a nonprofit coalition, the ID Federation, developed a solution with SignOn Once

Although the New Year has passed, it's still early enough in the year to make (and keep) a resolution. Here, seven of National Underwriter P&C's columnists weigh in on what independent agents should resolve to do in 2015.

Industry groups praise the bill's passage, which had been delayed after the Senate failed to reauthorize the legislation in December.

Industry groups praise the bill's passage, which had been delayed after the Senate failed to reauthorize the legislation in December.

Be it resolved: Insurance is not a commodity

Happy 2015! You know what that meansit's time for our annual New Year's Resolution. (Yes, singular.)

The U.S. Senate adjourned for the year on Dec. 15 without passing the Terrorism Risk Insurance Program Reauthorization Act.

Bi-partisan support extends Terrorism Risk Insurance Act by six years, and also includes agent licensing reform with the inclusion of a permanent National Association of Registered Agents and Brokers. UPDATE: House also passes the Insurance Capital Standards Clarification Act, which recognizes the difference between the banking and insurance markets.