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What have we learned about weather risk, preparedness and insurance in the 30 years since Hurricane Andrew?

An IBHS study also found North Carolina's standards had improved the most among states that face hurricane threats.

There is a disconnect when a policy should encourage insureds to reduce exposures but only pays for expenses if damage occurs.

Limiting a fire's fuel source can increase the likelihood a structure survives a wildfire by nearly 50%.

Insurers may need to revise goals and strategies to address the growing array of social and economic challenges.

Awareness of wildfire risk, its magnitude and the urgent need for action is spreading like… Well, you know.

Positive change happens when insurers tackle societal risk head-on. Now, global warming serves up the industry's greatest ever mitigation challenge.

A new Alabama condo is the first to ever achieve IBHS's gold standard for hurricane-resistant construction guidelines.