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There is a whole new world of cyber risks related to the Internet of Things, and chances are your clients aren't ready for them yet.

There is a whole new world of cyber risks related to the Internet of Things, and chances are your clients aren't ready for them yet.

An insurance broker recently wrote to PC360 with questions about the Terrorism Risk Insurance Act, concerned that the program essentially benefits a few at the expense of the many. We turn to two industry experts for responses, and add some basic information about the program's structure.

Is an earthquake possibly caused by fracking covered? What is a thermal shock, and is it covered? This and more in the FC&S mailbag.

Besides renewal of the current Terrorism Risk Insurance Program Reauthorization Act, the insurance industry is asking Congress to expand and clarify the law to fill gaps in certification and coverage areas.

Under the right conditions, having the private marketwhether primary insurers, reinsurers, the capital markets or some combination of all threepitch in to take on additional flood exposure could be a win-win for taxpayers as well as the insurance industry.

Arthur J. Gallagher says 2014 first-quarter net earnings were $49.3 million and reported revenues were $915 million, up from $40.5 million and $674.1 million respectively in 2013s first quarter.

The vote to determine the fate of H.R. 3370 has been postponed until next week after several objections.