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Coverage Q&A: As always, it is up to the insurer to prove that the pollution exclusion applies to a particular claim.

A federal district court has ruled that a victim of the Madoff Ponzi scheme could not recover from her insurer the $3.375 million she paid to settle claims brought by the Madoff bankruptcy trustee, or the nearly $800,000 in attorney's fees she spent in litigation with the trustee.

Coverage Q&A: Traditional insurance policies exclude coverage for water that backs up through sewers or drains as well as flooding.

Coverage Q&A: Commercial insurance policies generally cover purchases made to minimize business interruption.

Sixty-five single-family homes were destroyed and 462 damaged by the flooding and mudslides that struck the city of Montecito Tuesday after the first winter storm to hit the region.

Is there a difference between agreed value and functional building valuation? This and other FRC coverage questions answered.

State Farm filed a court action seeking a declaration that its homeowner's policy didn't provide coverage for the students claims against the criminally prosecuted teacher.

While insureds are riding a winning streak in these disputes, insurance companies continue to deny claims on the basis of residency.