All the bad actors that caused billions in damage to the market are still active, and if Florida's attorneys have proven anything, it's their tenacity and creativity in finding loopholes.
The state is experiencing its toughest home insurance market since hurricanes Katrina and Rita in 2005, according to Insurance Commissioner Jim Donelon.
The beginning of the year is a great time to review your homeowners coverage so you aren't left underinsured if you encounter one of these common claims.