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An attempt by federal lawmakers to broaden the definition of disability has created a difficult situation for employers, and insurers are already seeing the result with an increase of employment-practices liability claims related to recent amendments of the Americans with Disabilities Act.

Sarah E. Pacini, vice president of risk management and insurance with Advocate Health Care in Oak Brook, Ill., says now is actually a good time to buy coverage.

To hear how some of the countrys top-performing independent commercial agencies are dealing with todays tough competitive environment, we invited the three winners of the National Underwriter/American Agent & Broker Commercial Agency of the Year Awards to a roundtable in New York where they could share their insightsand some of...

National Underwriter asked members of its Risk Managers Advisory Board how they got into the discipline of risk management. Their responses follow.

National Underwriter asked members of its Risk Managers Advisory Board how they got into the discipline of risk management. Their responses follow.

Agents dont need to disclose fire policy adequacy to third parties

The insurer's duty to defend the insured is an accepted part of the CGL coverage form's insuring agreementbut the insured may be surprised to find that the insurer can get reimbursement for some of the legal costs expended.

In a soft market, one might think that alternative-risk solutions such as captives and rent-a-captives completely lose their value in light of the attractive pricing of traditional insurance productsbut this would be an incorrect assumption.