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Many homeowners who need flood insurance do not have that protection in place. Why?

The good news is, there are options for homeowners struggling to find satisfactory insurance.

A recent report from USI explores how trends for commercial insurance lines could shift in the year ahead.

While home insurance typically excludes damage from floods and mudslides, Californians might be covered if wildfires were an 'efficient proximate cause.'

The Restoration Association of Florida and Florida Premier Roofing say a requirement for scaling back roof-damage claims is unconstitutional.

An assignment of benefits permits a third party to go after the insurer for payment, but homeowners don't always realize what signing an AOB means.

Hurricane Ian, a Category 4 hurricane, made landfall Sept. 28, 2022, in Southwest Florida and crossed the state.

Under the new law, insurers will be protected from excessive jury awards in lawsuits involving property damage or personal injury.